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  "notes": "\"Kreditne institucije su institucije kojima je Hrvatska 
            
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narodna banka izdala odobrenje za rad u skladu sa Zakonom o kreditnim 
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narodna banka izdala odobrenje za rad u skladu sa Zakonom o kreditnim 
            
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institucijama, a \u010dija je djelatnost primanje depozita ili ostalih 
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institucijama, a \u010dija je djelatnost primanje depozita ili ostalih 
            
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povratnih sredstava od javnosti te odobravanje kredita za vlastiti 
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povratnih sredstava od javnosti te odobravanje kredita za vlastiti 
            
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ra\u010dun. Kreditna institucija u Hrvatskoj mo\u017ee se osnovati kao 
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ra\u010dun. Kreditna institucija u Hrvatskoj mo\u017ee se osnovati kao 
            
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banka, \u0161tedna banka ili stambena \u0161tedionica. U sektor 
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banka, \u0161tedna banka ili stambena \u0161tedionica. U sektor 
            
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kreditnih institucija ne uklju\u010duju se banke u likvidaciji i banke 
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kreditnih institucija ne uklju\u010duju se banke u likvidaciji i banke 
            
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u ste\u010daju.\r\nU tablicama su prikazani agregirani podaci o 
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u ste\u010daju.\r\nU tablicama su prikazani agregirani podaci o 
            
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imovini i obvezama kreditnih insitucija te podaci o kamatnim stopama 
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imovini i obvezama kreditnih insitucija te podaci o kamatnim stopama 
            
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kreditnih institucija. Osim toga, u tablicama i slikama prikazani su, 
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kreditnih institucija. Osim toga, u tablicama i slikama prikazani su, 
            
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na pojedina\u010dnoj i agregiranoj razini, podaci o ra\u010dunu dobiti 
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na pojedina\u010dnoj i agregiranoj razini, podaci o ra\u010dunu dobiti 
            
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i gubitka i adekvatnosti kapitala kreditnih institucija, ali i drugi 
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i gubitka i adekvatnosti kapitala kreditnih institucija, ali i drugi 
            
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relevantni podaci o kreditnim institucijama. Podaci se zasnivaju na 
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relevantni podaci o kreditnim institucijama. Podaci se zasnivaju na 
            
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izvje\u0161tajnom sustavu u skladu s Odlukom o statisti\u010dkom i 
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izvje\u0161tajnom sustavu u skladu s Odlukom o statisti\u010dkom i 
            
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bonitetnom izvje\u0161\u0107ivanju te na okviru za provo\u0111enje 
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bonitetnom izvje\u0161\u0107ivanju te na okviru za provo\u0111enje 
            
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supervizije i prikupljanje bonitetnih izvje\u0161\u0107a kreditnih 
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supervizije i prikupljanje bonitetnih izvje\u0161\u0107a kreditnih 
            
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